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The 2004 Henry Stewart Briefing on

SSAS
Small Self-administered
Pension Arrangements

•Examining the REAL Implications of Simplification for SSAS
•How to Prepare for the New Pension Regime
•Best Strategies for Handling Current and Ongoing Issues


Chair:

John Bradley
Partner
John Bradley Financial Services
Chairman
Association of Pensioneer Trustees

 

Speakers:

Giles Bishop
Director
Environmental Advice Centre Ltd

Robin Ellison
Partner
Pinsents
Chairman
Penfam

Robin Hames
Technical Manager
AXA Sun Life

Ian Hammond
Managing Director and Actuary
James Hay Consultancy

Peter Hopkins
Project Leader – Pensions Simplification Project Team
Inland Revenue,
Capital and Savings

John Murray
Partner, Pensions
Nabarro Nathanson

Stewart Ritchie OBE
Director
(Pensions Development)
Scottish Equitable plc

Adrian Waddingham
Partner
Barnett Waddingham
Honorary Secretary
Association of Consulting Actuaries

 

Panel Guests:

Mike Norris
Partner
John Bradley Financial Services

Andrew Pickering
Compliance Team Leader
Inland Revenue APSS

Martyn Rounding
Head of Technical Team
Inland Revenue APSS

Jan Speyers
Technical Specialist
Inland Revenue APSS

 

IMPLICATIONS OF THE CONSULTATION DOCUMENTS –
The Inland Revenue’s Perspective

  • Regulatory Framework
  • Tax Changes, including an update on the £1.4 million lifetime limit
  • Supervision
  • FSA Implications
  • Pensioneer Trustees

Peter Hopkins
Project Leader – Pensions Simplification Project Team
Inland Revenue, Capital and Savings

 

IMPLICATIONS OF THE CONSULTATION DOCUMENTS –
The Industry’s Perspective

  • Regulatory Framework
  • Tax Changes (including an update on the Contribution Cap and the lifetime limit of £1.4 million)
  • Supervision
  • FSA Implications
  • Pensioneer Trustees – the latest situation and a look at the future
  • Europe

Stewart Ritchie OBE
Director (Pensions Development)
Scottish Equitable plc

 

WORKING WITH PENSIONS AND DIVORCE

  • Disclosure
  • The effect of the EU Directive
  • Impact of Revenue changes
  • Opportunities presented by Cash Equivalent Transfer Values
  • Recent Case Law
  • Current practical problems and how to deal with them

Robin Ellison
Partner
Pinsents
Chairman
Penfam

 

FURBS & UNAPPROVED SCHEMES
Furbs were introduced in the Finance Act 1989. They proved popular, even after the imposition of National Insurance on contributions from 6th April 1998. Consulting Actuary, Adrian Waddingham, will describe:

  • The tax advantages
  • How they are being used in practice, and
  • The effect of the proposed April 2005 tax reforms

Adrian Waddingham
Partner
Barnett Waddingham
Honorary Secretary
Association of Consulting Actuaries

 

THE EUROPEAN APPROACH TO PENSION AND WHY IT MATTERS SO MUCH

  • Previous impact of Europe on UK pension arrangements
  • European Court of Justice judgment in Danner
  • Infringement procedures opened by the Commission against the UK
  • Insurance mediation: Directive 2002/92/EC
  • Institutions for occupational retirement provision: Directive 2003/41/EC

John Murray
Partner, Pensions
Nabarro Nathanson

 

INVESTMENT AVAILABILITY/RESTRICTION

  • Implications for property (both commercial and residential)
  • Transactions and reporting in the new regime
  • Practical problems schemes face and the role for the professional adviser
  • Returns from property and gilts – secured and unsecured income
  • Impact on annuities

Ian Hammond
Managing Director and Actuary
James Hay Consultancy

 

OTHER ONGOING ISSUES - CURRENT ISSUES AND FUTURE PROBLEMS LIKELY TO ARISE

  • Professional Indemnity
  • Consequences of the Venables Case
  • Land Transaction returns and title concerns
  • Future rental increases
  • FSA's new approach
  • CP179
  • VAT issues
  • Going concern and property
  • Stamp Duty Land Tax

Robin Hames
Technical Manager
AXA Sun Life

 

ENVIRONMENTAL ISSUES AFFECTING THE MANAGEMENT AND MANAGERS OF SSAS SCHEMES INCLUDING PENSIONEER TRUSTEES
This presentation will also cover upcoming changes to the law

  • Implications of the Control of Asbestos at Work Regulations 2000 for Pensioneer Funds and Trustees
  • Legislative background and the new requirements
  • How to ensure you are prepared for May 2004's deadline
  • Environmental due diligence
    - what does it mean?
    - how to carry it out
  • How, when and where to commission specialist advice
  • What to expect from seeking expert opinion
  • Dealing with contaminated land problems
  • Potential impact of environmental issues on landlords and tenants in the future and the implications for pension plans and pensioneer trustees
    - legal
    - financial
    - practical

Giles Bishop
Director
Environmental Advice Centre Ltd

Drinks Reception
Henry Stewart Conference Studies cordially invites all attendees to a drinks reception at the end of the conference. We would like to extend our thanks to Bank of Scotland for sponsoring this event.