Chair

John Moret
Director of Sales and Marketing
Suffolk Life

Speakers

Renata Chester
Finance Director
Suffolk Life

Paul Cottis
Pensions Tax Simplification External Communications
HMRC Audit & Pension Schemes Services

Robert Graves
Technical Development Manager
Capita SIP Services

Steve Latto
Pensions Development Manager
Alliance Trust

John Lawson
Head of Pensions Policy
Standard Life Assurance Company

Keith Matthews
Pensions Technical Specialist
The Financial Services Authority

Mike Morrison
Pension Strategy Manager
Winterthur Life UK Limited

Tracy Payton
Senior Manager
Deloitte & Touche LLP

Dave Petchey
Group SIPP Business Development Manager
Hargreaves Lansdown

David Seaton
Director
Rowanmoor Pensions

Peter Weir
Director
Suffolk Life Group

Programme

AMPS update
• SIPP Regulation
• IHT and ASP
• Taxable property
• SIPPs and Protected Rights
• Quarter up valuations
• VAT
Mike Morrison
Pension Strategy Manager
Winterthur Life UK Limited

An HMRC perspective on the first six months post A-day
• What we have learnt in the last six
months;
- Roles and responsibilities in the new regime
- Update on reporting penalties and compliance
Paul Cottis
Pensions Tax Simplification External Communications
HMRC Audit & Pension Schemes Services

Taxable property
• What is taxable property?
• What are the tax implications?
• Exemptions for genuinely diverse commercial vehicles
- Real Estate Investment Trusts (REITs)
- Trading concerns
- Other kinds of vehicle
• Transitional protection
Steve Latto
Pensions Development Manager
Alliance Trust

Commercial property update
• Commercial property and taxable property – difficult cases
• Property and retirement – USP and ASP
• Joint ownership structures
• Borrowing – points of interest
• Dealings with connected persons
• VAT and property – proposed changes from recent consultations
Peter Weir
Director
Suffolk Life Group

SIPPs and regulation – the latest news

– The FSA's new conduct of business rules for SIPPs
• Financial promotions
• Depolarisation and the 'menu'
• Advice and suitability
• Product disclosure and projections at the point-of-sale
• Cancellation rights
• The interim period before COB
Simplification
Keith Matthews
Pensions Technical Specialist

The Financial Services Authority
– An industry perspective on the changes
• Will SIPP administrators have to operate differently?
• What are the likely areas of impact?
• Will members / advisers spot the
difference
Robert Graves
Technical Development Manager
Capita SIP Services

Group SIPPs – fact or fiction?
• What is a Group SIPP?
• One size fits all?
• Overcoming option paralysis
• What situations are they appropriate for?
• Key features to look out for
• Future prospects
Dave Petchey
Group SIPP Business Development Manager
Hargreaves Lansdown

Reporting requirements post A-day and other operational issues
• Review of new reporting requirements
• Transitional protection
• UI / ASP operational issues
• Valuation – the saga continues
• Benefit crystallisation events
Renata Chester
Finance Director
Suffolk Life

IHT, ASP, the family SIPP and other options
• ASP – has it become the Treasury's Frankenstein monster?
• Scheme pensions – clever tax trick or an abuse of the rules?
• Are pensions a tax-efficient way to pass assets to your children?
• How the IHT pension rules work
• Arranging your income and assets to make the most of the new IHT rules
• Setting up a family SIPP
John Lawson
Head of Pensions Policy
Standard Life Assurance Company

The latest on REITs
• The REIT perspective
• The market perspective
• The immediate future
• The growth in the REIT market
• The Investor perspective
• The implications of investing in REITs
• Other options
Tracy Payton
Senior Manager
Deloitte & Touche LLP

SSAS in the new simplified world
• The advantages of SSAS
• SSAS the corporate financial planning tool
• Client-control
• Self investment
• Commercial property
• The common trust
• Final salary SSAS
• Scheme pensions
David Seaton
Director
Rowanmoor Pensions